Into my personal twilight zone

I have entered into what can be relatively accurately be called "personal twilight zone"...

I have submitted my papers to start a PhD at the end of April. I have not received an answer yet.(6 months!) Well the answer is I will start a PhD it's just not official...

I have been working in my present job for about a year and I am 3 months behind in my payments. I cannot pay my bills anymore since I have used my bank account (I have about 100 euros left in four bank accounts!!!)

I was waiting 2 and a half hours yesterday to pay for my social security.

Everything around me is going so slowly... I try to find a reasonable explanation saying it is probably the Saturn return on my astrological map, I should learn how to be patient and so on. However, I am seriously pissed off and don't know what to do... I skipped work yesterday and today to let them know I am not happy with the present situation... This seems to have worked at least for now taking a confirmation that I will be paid. This is however a situation that involves 10 people. I don't think the group is very happy with this...

A question that emerged

I was wondering... Is it irrational that my personal needs (which are not unreasonable) are above the needs of the group? Isn't this the way it is supposed to be? Could I care for the group if I don't make a pause and care about me and my personal welfare? Could there not be significant change if people where being truly 'egotistical' but not irrational? What do you think?

From my personal experience, my brief encounter with the forces that are beyond my control, might have helped others (I mean those at work who are also not getting paid)...